$ qubo learn macro/04

Market regimes: risk-on and risk-off

A market regime is the general mood that drives most assets at a given time. In a risk-on regime, investors favour growth and risk: stocks and crypto tend to rise together. In a risk-off regime, they move toward cash, bonds or the dollar.

Regimes are described with several indicators at once: equity index trends, volatility, the dollar, bond yields and crypto sentiment. No single number defines a regime.

Regimes matter because correlations change. In a risk-off phase, assets that usually move independently can fall together. Diversification across risky assets then helps less than expected.

Qubo’s Market regime module on Home sums up the current regime with its main inputs. It describes the present environment; it does not predict when the regime will change.

// rule to remember

// your turn

On Home, read the Market regime module and note which inputs support the current reading.

Educational content only. Not investment advice. Past data does not predict future results. Risk disclosure